diff --git a/gemp-lotr/gemp-lotr-logic/src/main/java/com/gempukku/lotro/logic/effects/ResolveSkirmishEffect.java b/gemp-lotr/gemp-lotr-logic/src/main/java/com/gempukku/lotro/logic/effects/ResolveSkirmishEffect.java
index 45e4c9434..98065ca80 100644
--- a/gemp-lotr/gemp-lotr-logic/src/main/java/com/gempukku/lotro/logic/effects/ResolveSkirmishEffect.java
+++ b/gemp-lotr/gemp-lotr-logic/src/main/java/com/gempukku/lotro/logic/effects/ResolveSkirmishEffect.java
@@ -46,7 +46,9 @@ public class ResolveSkirmishEffect extends AbstractEffect {
 
         final PhysicalCard fellowshipCharacter = _skirmish.getFellowshipCharacter();
 
-        int multiplier = game.getModifiersQuerying().getOverwhelmMultiplier(game.getGameState(), fellowshipCharacter);
+        int multiplier = 2;
+        if (fellowshipCharacter != null)
+            multiplier = game.getModifiersQuerying().getOverwhelmMultiplier(game.getGameState(), fellowshipCharacter);
 
         if (fpStrength * multiplier <= shadowStrength && shadowStrength != 0) {
             return Result.FELLOWSHIP_OVERWHELMED;