diff --git a/gemp-lotr/gemp-lotr-cards/src/main/java/com/gempukku/lotro/cards/set20/site/Card20_428.java b/gemp-lotr/gemp-lotr-cards/src/main/java/com/gempukku/lotro/cards/set20/site/Card20_428.java
new file mode 100644
index 000000000..c7d8e4c44
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+++ b/gemp-lotr/gemp-lotr-cards/src/main/java/com/gempukku/lotro/cards/set20/site/Card20_428.java
@@ -0,0 +1,45 @@
+package com.gempukku.lotro.cards.set20.site;
+
+import com.gempukku.lotro.cards.AbstractSite;
+import com.gempukku.lotro.cards.TriggerConditions;
+import com.gempukku.lotro.common.Block;
+import com.gempukku.lotro.common.CardType;
+import com.gempukku.lotro.common.Keyword;
+import com.gempukku.lotro.common.Phase;
+import com.gempukku.lotro.game.PhysicalCard;
+import com.gempukku.lotro.game.state.LotroGame;
+import com.gempukku.lotro.logic.GameUtils;
+import com.gempukku.lotro.logic.actions.OptionalTriggerAction;
+import com.gempukku.lotro.logic.effects.ChooseAndHealCharactersEffect;
+import com.gempukku.lotro.logic.timing.EffectResult;
+
+import java.util.Collections;
+import java.util.List;
+
+/**
+ * Banks of Nen Hithoel
+ * 3	0
+ * River. Sanctuary.
+ * At the start of the fellowship phase, the Free Peoples player may heal a companion for each Free Peoples culture over 2.
+ */
+public class Card20_428 extends AbstractSite {
+    public Card20_428() {
+        super("Banks of Nen Hithoel", Block.SECOND_ED, 3, 0, null);
+        addKeyword(Keyword.RIVER);
+        addKeyword(Keyword.SANCTUARY);
+    }
+
+    @Override
+    public List<OptionalTriggerAction> getOptionalAfterTriggers(String playerId, LotroGame game, EffectResult effectResult, PhysicalCard self) {
+        if (TriggerConditions.startOfPhase(game, effectResult, Phase.FELLOWSHIP)
+                && GameUtils.isFP(game, playerId)) {
+            OptionalTriggerAction action = new OptionalTriggerAction(self);
+            int count = GameUtils.getSpottableFPCulturesCount(game.getGameState(), game.getModifiersQuerying(), playerId)-2;
+            for (int i=0; i<count; i++)
+                action.appendEffect(
+                        new ChooseAndHealCharactersEffect(action, playerId, CardType.COMPANION));
+            return Collections.singletonList(action);
+        }
+        return null;
+    }
+}